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Behind Arthr is
$10 billion+ in funded loans.

From 1st Street's Google listing

Backed by one of Australia's most awarded brokers

Arthr is powered by 1st Street, with teams in Sydney, Melbourne and the Gold Coast. Their clients' words, unedited.

5.0197 reviews

Kymberly was recommended by a friend and I would recommend her to any first home buyer like me, she made the entire process seamless and stress-free. She went above and beyond for me taking the time to explain every single step clearly, laying out all my options and educating me so I felt confident in my decisions. She has genuine care, when I was feeling over the negotiations, she was there to encourage me, telling me "you got this" and giving me the boost I needed. She kept me completely informed about upcoming milestones in the settlement process, eliminated all my anxieties and actually made the experience fun. I never had to follow her up once and I cannot recommend Kymberly highly enough to anyone looking for an extremely knowledgeable, supportive, and dedicated mortgage broker

Charlotte Marshall4 months ago on Google
Asphand Malik5 months ago on Google

Daniel Lewkowicz came recommended to me and honestly I can now see why people speak so highly of him. Buying property and dealing with banks is quite stressful! However, very quickly Daniel made the whole process feel smooth and under control from start to finish. He helped me secure great interest rates, looked into multiple refinance options for me, and also helped finance my investment property through a top-tier bank. What I appreciated most was how responsive and efficient he was throughout everything. No chasing, no confusion, no unnecessary delays. He just gets things done. What really stood out to me was that he genuinely looks out for your best interests rather than trying to push you into something quickly. He takes the time to explain things properly, gives honest advice, and works hard behind the scenes to get the best possible outcome. I’ve dealt with enough people in this space to know good service is rare, and Daniel is genuinely one of the best I’ve come across. Couldn’t recommend him more highly.

craig hessell3 months ago on Google

Kymberly was fantastic to deal with. She helped me secure asset finance for my CNC and panel saw, and made the whole process smooth from start to finish. From our first meeting to settlement was only a week, which was a great result. Professional, efficient, and easy to work with — highly recommend.

Bonnie McKenzie3 months ago on Google

Kymberly was fantastic to work with. As a new business, we weren’t confident we would qualify for asset finance, but she secured our loan within just one week and at a great rate. She also arranged for deposits we had already paid to be refunded through the finance, which helped us maintain crucial cash flow. Kymberly explained everything clearly, kept us well informed throughout the process and made sure we always knew what was required to keep things moving. We’re extremely happy with the outcome and would highly recommend Kymberly to any business needing asset finance.

ashleigh limneos4 months ago on Google

Kymberly just made everything so much easier for us. Recommended to us by our mortgage broker, Cliff, and we're so glad we were put in touch with her. From the start, Kymberly was friendly, knowledgeable, and incredibly helpful. She took the time to look into Queensland-specific rebates and incentives for us, making sure we had all the information available before making any decisions. What we appreciated most was that there was never any pressure. Car finance can feel quite overwhelming, especially when you're trying to understand interest rates, fees, hidden costs, and all the fine print. Kymberly took the stress and uncertainty out of the process by explaining everything clearly and honestly. She patiently answered all of our questions, broke things down in a way that made sense, and helped us feel confident that we were making the right decision. It genuinely felt like she had our best interests in mind throughout the process. Her communication was excellent, and nothing ever seemed like too much trouble. She made what could have been a stressful and anxiety-inducing experience feel straightforward and manageable. We'd easily recommend Kymberly to anyone looking for a finance broker. Thank you again for all your help!

Read all 197 reviews on Google →
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What are you looking to do?

No credit check, and your answers stay on this page.

The figure at the end is indicative. It is a price from the panel, not a quote or an offer of credit, and it does not take your circumstances into account. Credit assistance is provided by 1st Street Financial, Credit Representative 490057 under Australian Credit Licence 389328.

Fair questions

Straight answers.

Who is actually behind Arthr? +
1st Street Financial, one of Australia's most awarded mortgage brokers, with over $10 billion in funded loans across 20 years. Your broker is a real person, fully credentialled, who has done this thousands of times.
What do I need to have handy? +
Refinancing: your loan balance and what you pay each month, both on your last statement or in your banking app. Buying: the price you're looking at, your deposit and your household income. That's all.
What's actually in the assessment? +
Which lenders would take your loan, which of them is cheapest, and what your repayment would be there. If you're refinancing, it also counts what the switch costs: discharge fee, government fees, anything the new lender charges. Then whether it is worth making.
Does checking affect my credit score? +
No. Working out your rate takes no credit check at all. A credit check only happens if you decide to apply, and only with your consent.
What does it cost me? +
Nothing on standard residential loans. Brokers are paid by the lender when your loan settles, disclosed up front in the credit guide, and it does not change your rate or your fees.
I'm refinancing. Is switching actually worth it? +
Sometimes yes, sometimes no. There can be fees and it takes a few weeks. We run the numbers honestly and tell you straight, even if staying put is the right call. That is what working for you looks like.
How long does it take? +
About a minute, and you get your assessment at the end of it. We run your loan across the panel there and then, so nothing is left for later. No long forms, no branch visits and no obligation to go ahead with anything.
One last thing

The rate you get depends on who you ask

We ask 40+ lenders at once. One minute, free, and you see where you stand either way.

Check my rate →Free · No obligation · Takes about 1 minute · Powered by 1st Street

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