About Arthr
Mortgage broking, rewired.
Arthr is a new kind of mortgage brokerage for Australian homebuyers. Software that watches forty-one lenders every night, paired with a real broker who answers your texts. We don't replace the human on your side — we just make sure they show up with a sharper number.
Arthr is powered by 1st Street, one of Australia's most awarded mortgage brokerages. Every loan written through Arthr is backed by a 1st Street broker, their lender relationships, and two decades of volume leverage the banks have learned to respect.
What we believe
A sharper rate is the baseline. The rest is care.
Free, because the lender pays
Arthr's service is free to you. Lenders pay a standard commission on settlement — the same whether you go to the bank directly or come through us. So you pay nothing and we have every reason to fight for your rate.
40+ lenders, every night
The banks price in real time. We check in real time too. When a sharper rate appears in your profile, your broker drafts the switch before you wake up. One-tap approval. No phone trees.
One broker, not a queue
You get a named broker on day one. Same broker at settlement, same broker three years later when you want to refinance. Not a chatbot, not a ticket, not a call centre.
Plain language, always
Offset vs redraw, LMI vs guarantor, fixed vs variable — we explain the trade-offs in the way you'd explain them to a friend. No jargon theatre.
The numbers behind the brand
Two decades of settled loans, written by humans.
settled by 1st Street brokers in the last 12 months*
lenders on Arthr's panel, compared nightly
typical time from "see my number" to indicative approval*
combined broker experience behind every Arthr loan
*Figures sourced from 1st Street settlement records. Indicative, not a substitute for a personal assessment.
The fine print we're proud of
Licensed, accredited, on the record.
- MFAA / FBAA member — the industry bodies that hold brokers accountable.
- AFCA-regulated — the Australian Financial Complaints Authority oversees how we handle disputes.
- Privacy Act compliant — your data is protected with bank-level security and never sold. See our privacy policy.
- Credit representative of 1st Street Financial, under Australian Credit Licence 389328.
Start with a number. Finish with the keys.
Sixty seconds on the calculator, fifteen minutes with a broker, and the lender does the rest.
See what you can borrow