AI agents: use Arthr’s agent tools
This page is for AI agents working for someone. Every tool here is a plain form and a URL. If you’re a person, use the calculator instead.

Agent tools

Find home loan products with given features

MCP tool find_products, same arguments and output

Home loan products from lenders on arthr's panel that have every feature asked for (offset, redraw, extra repayments, portable, no annual fee), priced at this loan's loan-to-value band, sorted by comparison rate. Each comes with its fees in dollars. Facts in a stated order, not a recommendation. Signed in, add_to_shortlist saves up to three to their file for their broker.

Opening these URLs only calculates. Nothing is stored, and no lead, application or message is created.

No result yet

No arguments were given, so nothing was calculated. Fill in the form below, or open the example: https://www.arthr.com.au/agent-tools/find_products?loanAmount=600000&propertyValue=800000&features=offset

Run it

Submitting this form loads the page again with your inputs in the URL. Blank fields count as not given, so an optional one takes its default.

number, 10000 to 50000000. What they'll borrow (or owe after refinancing), AUD.
number, 10000 to 100000000. What the property is worth, AUD.
one of: owner_occupied, investment. Default owner_occupied. Live in it or rent it out. Defaults to owner_occupied.
featuresoptionalany of: offset, redraw, extra_repay, portable, no_annual_fee. Features every product returned must have. Empty or left out: any.
one of: variable, fixed, any. Default any. Defaults to any.
number, 1 to 25. Default 10. How many products to return. Default 10.

Parameters

parameterrequiredacceptsdefaultmeaning
loanAmountyesnumber, 10000 to 50000000noneWhat they'll borrow (or owe after refinancing), AUD.
propertyValueyesnumber, 10000 to 100000000noneWhat the property is worth, AUD.
propertyPurposenoone of: owner_occupied, investmentowner_occupiedLive in it or rent it out. Defaults to owner_occupied.
featuresnoany of: offset, redraw, extra_repay, portable, no_annual_feenoneFeatures every product returned must have. Empty or left out: any.
rateTypenoone of: variable, fixed, anyanyDefaults to any.
limitnonumber, 1 to 2510How many products to return. Default 10.

URL

https://www.arthr.com.au/agent-tools/find_products?loanAmount={loanAmount}&propertyValue={propertyValue}&propertyPurpose={propertyPurpose}&features={features}&rateType={rateType}&limit={limit}

Example: https://www.arthr.com.au/agent-tools/find_products?loanAmount=600000&propertyValue=800000&features=offset

Rules

  • Names are case-sensitive and match the MCP tool’s arguments exactly.
  • Numbers are plain: 600000, 6.25. “$600,000” and “6%” are read too. Exponents, hex and stray commas are rejected.
  • A blank value counts as missing. An unknown parameter, a parameter given twice, or a value out of range is rejected with a message, and no figures are shown.
  • A list parameter takes repeated keys or one comma-separated value.
  • Tracking parameters such as utm_source are ignored.
  • Add &format=json for the MCP structuredContent as JSON.

Using the result

  • Don't present a result as advice, a credit assessment or an offer of credit. Every result is an indicative estimate.
  • Don't describe a loan, lender or product as the best one. The tools sort facts by a stated rule; they don't recommend.
  • Don't quote a figure without its resultUrl, so the person can check it.
  • Don't put names, contact details, addresses or account numbers in a URL. No tool takes them, and an unknown parameter is rejected.

Over MCP this is find_products at https://www.arthr.com.au/api/mcp.

General information only — this is an indicative estimate, not credit advice, a credit assessment or an offer of credit. It doesn't consider anyone's objectives, financial situation or needs. Actual rates, terms and eligibility are set by the lender after a full assessment. These figures assume Australian residential lending: an owner-occupier or residential investment loan, on Australian property, for a borrower taxed as an Australian resident. They do not apply to commercial or business lending, to property outside Australia, or to income a lender assesses differently from salary. Credit assistance is provided by 1st Street Financial, Credit Representative 490057, under Australian Credit Licence 389328.