Agent tools
Look up what lenders publish: cashback, LMI waivers, rate locks, offset, rate changes
MCP tool lookup_lender_facts, same arguments and output
What Australian lenders publish, from the registers on arthr's site, each row read on the lender's own site and dated. topic: cashback (refinance cashback offers live now, or one lender's), lmi_waiver (LMI waivers by profession; pass profession, e.g. 'nurse'), rate_lock (fees and days), offset (offset accounts, fees, offset on fixed), rate_changes (the last RBA decision and which lenders have announced a change to their variable rates, by how much and from when, with the lender's announcement). Pass lender to narrow it. Say the date each row was checked. A null field means the lender doesn't publish it: say so rather than filling it in. Facts, not advice: never call an offer the best, and don't pick a lender for them. A waiver, offer or fee is the lender's published policy, not the person's eligibility: say who publishes one and on what conditions, never that they qualify or 'could avoid' a cost. For discharge forms and fees use lookup_discharge_process.
Opening these URLs only calculates. Nothing is stored, and no lead, application or message is created.
No result yet
No arguments were given, so nothing was calculated. Fill in the form below, or open the example: https://www.arthr.com.au/agent-tools/lookup_lender_facts?topic=rate_changes
Run it
Submitting this form loads the page again with your inputs in the URL. Blank fields count as not given, so an optional one takes its default.
Parameters
| parameter | required | accepts | default | meaning |
|---|---|---|---|---|
topic | yes | one of: cashback, lmi_waiver, rate_lock, offset, rate_changes | none | |
lender | no | text | none | Optional. A lender name, short name or slug: "CBA", "CommBank" and "cba" all match. |
profession | no | text | none | Optional, lmi_waiver only: e.g. "doctor", "nurse", "accountant". |
URL
https://www.arthr.com.au/agent-tools/lookup_lender_facts?topic={topic}&lender={lender}&profession={profession}Example: https://www.arthr.com.au/agent-tools/lookup_lender_facts?topic=rate_changes
Rules
- Names are case-sensitive and match the MCP tool’s arguments exactly.
- Numbers are plain:
600000,6.25. “$600,000” and “6%” are read too. Exponents, hex and stray commas are rejected. - A blank value counts as missing. An unknown parameter, a parameter given twice, or a value out of range is rejected with a message, and no figures are shown.
- Tracking parameters such as
utm_sourceare ignored. - Add
&format=jsonfor the MCPstructuredContentas JSON.
Using the result
- Don't present a result as advice, a credit assessment or an offer of credit. Every result is an indicative estimate.
- Don't describe a loan, lender or product as the best one. The tools sort facts by a stated rule; they don't recommend.
- Don't quote a figure without its resultUrl, so the person can check it.
- Don't put names, contact details, addresses or account numbers in a URL. No tool takes them, and an unknown parameter is rejected.
- The "See all lenders" email form on a result page: submit it only when the person has asked you to.
- Its broker box: tick it only when the person has asked for a broker to get in touch. Otherwise leave it unticked.
Over MCP this is lookup_lender_facts at https://www.arthr.com.au/api/mcp. For a person, the same sum is on https://www.arthr.com.au/rates.
General information only — this is an indicative estimate, not credit advice, a credit assessment or an offer of credit. It doesn't consider anyone's objectives, financial situation or needs. Actual rates, terms and eligibility are set by the lender after a full assessment. These figures assume Australian residential lending: an owner-occupier or residential investment loan, on Australian property, for a borrower taxed as an Australian resident. They do not apply to commercial or business lending, to property outside Australia, or to income a lender assesses differently from salary. Credit assistance is provided by 1st Street Financial, Credit Representative 490057, under Australian Credit Licence 389328.