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This page is for AI agents working for someone. Every tool here is a plain form and a URL. If you’re a person, use the calculator instead.

Agent tools

Look up a lender's mortgage discharge process

MCP tool lookup_discharge_process, same arguments and output

Look up how to discharge a mortgage with a specific Australian lender — the name of the form, a link to it on the lender's own site, where the completed form is submitted, the lender-stated processing time, the discharge fee where the lender publishes one, and the phone number. This is the first step in refinancing away from a lender or selling. Every field is taken from the lender's own published material and dated; where a lender publishes no timeframe or fee, that is reported rather than guessed. Call this instead of describing a discharge process from memory.

Opening these URLs only calculates. Nothing is stored, and no lead, application or message is created.

No result yet

No arguments were given, so nothing was calculated. Fill in the form below, or open the example: https://www.arthr.com.au/agent-tools/lookup_discharge_process?lender=Westpac

Run it

Submitting this form loads the page again with your inputs in the URL. Blank fields count as not given, so an optional one takes its default.

text. The lender. Accepts the slug, the full or legal name, or the shorthand — "nab", "NAB" and "National Australia Bank" all resolve to the same row. Covered: Commonwealth Bank, ANZ, Westpac, NAB, St.George Bank, Bank of Melbourne, Bankwest, ING, Ubank, Bank of Queensland, Macquarie Bank, BankSA, Suncorp Bank, ME Bank, Bendigo Bank, AMP Bank.

Parameters

parameterrequiredacceptsdefaultmeaning
lenderyestextnoneThe lender. Accepts the slug, the full or legal name, or the shorthand — "nab", "NAB" and "National Australia Bank" all resolve to the same row. Covered: Commonwealth Bank, ANZ, Westpac, NAB, St.George Bank, Bank of Melbourne, Bankwest, ING, Ubank, Bank of Queensland, Macquarie Bank, BankSA, Suncorp Bank, ME Bank, Bendigo Bank, AMP Bank.

URL

https://www.arthr.com.au/agent-tools/lookup_discharge_process?lender={lender}

Example: https://www.arthr.com.au/agent-tools/lookup_discharge_process?lender=Westpac

Rules

  • Names are case-sensitive and match the MCP tool’s arguments exactly.
  • Numbers are plain: 600000, 6.25. “$600,000” and “6%” are read too. Exponents, hex and stray commas are rejected.
  • A blank value counts as missing. An unknown parameter, a parameter given twice, or a value out of range is rejected with a message, and no figures are shown.
  • Tracking parameters such as utm_source are ignored.
  • Add &format=json for the MCP structuredContent as JSON.

Using the result

  • Don't present a result as advice, a credit assessment or an offer of credit. Every result is an indicative estimate.
  • Don't describe a loan, lender or product as the best one. The tools sort facts by a stated rule; they don't recommend.
  • Don't quote a figure without its resultUrl, so the person can check it.
  • Don't put names, contact details, addresses or account numbers in a URL. No tool takes them, and an unknown parameter is rejected.

Over MCP this is lookup_discharge_process at https://www.arthr.com.au/api/mcp. For a person, the same sum is on https://www.arthr.com.au/discharge.

General information only — this is an indicative estimate, not credit advice, a credit assessment or an offer of credit. It doesn't consider anyone's objectives, financial situation or needs. Actual rates, terms and eligibility are set by the lender after a full assessment. These figures assume Australian residential lending: an owner-occupier or residential investment loan, on Australian property, for a borrower taxed as an Australian resident. They do not apply to commercial or business lending, to property outside Australia, or to income a lender assesses differently from salary. Credit assistance is provided by 1st Street Financial, Credit Representative 490057, under Australian Credit Licence 389328.