Home loans for engineers · November 2026
Home loans for engineers:no published waiver
No published waiver, as at 3 November 2026.
None of the 15 lenders we read publishes engineers on a waiver list as at 3 November 2026. The evidence you need is Engineers Australia membership and a relevant degree. On a $720,000 loan with a 10% deposit (90% LVR, the loan as a share of the price) the waiver is worth about $15,840; with 5% down, about $30,240.
- List engineers
- 0 of 15
- Highest LVR
- No lender
- No income test
- 0
- Evidence
- Engineers Australia membership and a relevant degree
Lender by lender
Only the lenders whose own policy names engineers. The lender’s wording for the profession is in the last column, and on a phone in each lender’s own words further down.
| Lender | Max LVR, no LMI | Income test | Lender’s wording |
|---|
In the lender’s words
So you can check us.
Other professions
The same register, read for each profession.
Questions
Which lenders waive LMI for engineers?
None of the 15 lenders we read publishes engineers on a waiver list as at 3 November 2026. Brokers can sometimes access unpublished policies; ask before ruling it out.
What LVR can engineers borrow to without LMI?
Not published by the lenders that list this profession.
Is there an income test for engineers?
Where there is a test it is usually the same figure the lender uses for every listed profession.
What evidence does an engineer need?
Engineers Australia membership and a relevant degree, plus payslips for the income test.
Can I use the waiver on an investment property?
It depends on the lender.
Checked 3 November 2026 against each lender’s own policy page; re-read monthly. Profession lists and income tests change without notice; confirm with the lender before you rely on a row. LMI estimates are a guide from insurers’ published tables, not a quote.
Which lender takes engineers this month?
1st Street sees every lender’s credit policy, including waivers the consumer sites don’t show, and which lender also gives you the rate.
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