Home loans for teachers · September 2026
Checked 22 September 2026.
None of the 16 lenders we read publishes teachers on a waiver list as at 22 September 2026. The evidence you need is state teacher registration. On a $720,000 loan at 90% LVR the waiver is worth about $15,840; at 95%, about $30,240.
Only the lenders whose own policy names teachers. The lender’s wording for the profession is in the last column.
| Lender | Max LVR, no LMI | Income test | Lender’s wording |
|---|
So you can check us.
None of the 16 lenders we read publishes teachers on a waiver list as at 22 September 2026. Brokers can sometimes access unpublished policies; ask before ruling it out.
Not stated by the lenders that list this profession.
Where there is a test it is usually the same figure the lender uses for every listed profession.
State teacher registration, plus payslips for the income test.
It depends on the lender.
Checked 22 September 2026against each lender’s own policy page; re-read monthly. Profession lists and income tests change without notice; confirm with the lender before you rely on a row. LMI estimates are a guide from insurers’ published tables, not a quote. Arthr Pty Ltd provides marketing and lead-generation services only; credit assistance is provided by 1st Street Pty Ltd, Credit Representative 490057 under Australian Credit Licence 389328.
1st Street sees every lender’s credit policy, including waivers the consumer sites don’t show, and which lender also gives you the rate.